Investor Demo Mode
· Card Issuing Network (real API) · Universal Ledger (live) · No real funds movedRevenue Impact Calculator
See how much revenue your current decline rate is costing you — and what ShipCard recovers.
The Hidden Cost of Declined Applications
The average card program approves 25% of applicants. The other 75% walk away — permanently. ShipCard routes declined applicants to second-look underwriting, recovering 55+ points of approval rate.
Your Program Parameters
Revenue per dollar = net interchange + program fee equivalent. Typical range: 1.5%–3.0% for debit/prepaid; 2.0%–4.5% for credit programs.
Live Preview
Cards Approved Today
3K
25% of 10K
Cards with ShipCard
8K
80% of 10K
Additional Annual Revenue
$660K
6K additional cards × $10/mo × 12
How ShipCard Recovers Declined Applications
Instant Issuance
Primary issuer approves the application. Card issued in minutes.
Second-Look Routing
Primary declined? Instantly routed to second-look underwriting — the same FCRA-certified models trusted by the largest banks.
Card Issued. Customer Kept.
Approval rate moves from 25% to 80%+. The customer gets a card. You keep the revenue.
See it live in 60 seconds
Issue a real card through a real program. No IT ticket required.
Calculator uses 80% as the ShipCard approval rate ceiling — the typical result of combining primary issuance with second-look underwriting. Actual results vary by program type, applicant pool, and credit partner configuration. Revenue figures are illustrative and based on provided inputs.